Putri, Pratiwi Hanjani, and Michelle Steenvoorden. “User Insights: Understanding the Acceptance and Utilization of the National Health Insurance Mobile Application”. Journal of Health Innovation and Environmental Education 2, no. 1 (June 29, 2025): 102-112. Accessed December 12, 2025. https://cahaya-ic.com/index.php/JHIEE/article/view/2321.